November is Financial Literacy Month!

Submitted by nsscadmin on Fri, 11/01/2019 - 10:00

Across Canada November is Financial Literacy Month! Financial literacy organizations will be running campaigns and programs coast to coast all month long and the Nova Scotia Securities Commission is getting in on the fun.

Starting next Wednesday, November 6, our weekly Question of the Week feature returns to our Before You Invest Blog. Some of the topics you will find on the blog this month to improve your financial literacy include, what is the commercial price index, what affects the value of a stock, how to find the full holdings of a mutual fund, and what is forex.

Every Tuesday in November we’re bringing back our popular #TerminologyTuesday feature to our Twitter feed @NSSCommission You'll find a brief definition of a common investing term and you can follow the link back to our blog for more information on the topic.

Later in the month we’ll be launching our latest video campaign on suitability. Did you know suitability is the basis of financial advisement by securities advisers? Learn more about what that means for your investments and why you should keep your KYC up-to-date when our first video goes live on our website and YouTube channel on November 18.

Finally, throughout November our Student Connections program will be delivering presentations to universities, high schools, and financial literacy groups. This includes presentations to Dalhousie University, NSCC Ivany Campus, Saint Mary’s University, Prince Andrew High School and the Financial Empowerment Network of Nova Scotia. If your class or organization would like to be added to this list or would like more information on the Student Connections program, please contact us!

Failure to file annual financial statements.
Failure to file interim financial statements.
Failure to file an annual or interim management’s discussion and analysis (MD&A) or an annual or interim management report of fund performance (MRFP).
Failure to file an Annual Information Form (AIF).
Failure to file a certification of annual or interim filings required by Multilateral Instrument 52-109 Certification of Disclosure in Issuers’ Annual and Interim Filings (MI 52-109).
Failure to file required proxy materials or a required information circular.
Failure to file an issuer profile supplement on the System for Electronic Disclosure by Insiders (SEDI).
Failure to file a material change report.
Failure to provide a written update after filing a confidential report of a material change.
Failure to file a business acquisition report.
Failure to file annual oil and gas disclosure prescribed by National Instrument 51-101 Standards of Disclosure of Oil and Gas Activities (NI 51-101) or technical reports for a mineral project required under NI 43-101 Standards of Disclosure for Mineral Projects (NI 43-101).
Failure to file a mandatory news release.
Failure to file corporate governance disclosure as required by national Instrument 58-101 Disclosure of Corporate Governance Practices (NI 58-101).
Failure to file audit committee disclosure as required by Multilateral Instrument 52-110 Audit Committees (MI 52-110) or BC Instrument 52-509 Audit Committees.
Failure to include disclosure in an issuer’s MD&A relating to disclosure controls and procedures and their direct effectiveness that is referred to in a certificate filed under MI 52-109.
Financial statements of the reporting issuer, or the auditors’ report accompanying the financial statements, do not comply with the requirements of NI 51-102 Continuous Disclosure Obligations (NI 51-102), National Instrument 81-106 Investment Fund Continuous Disclosure (NI 81-106) or National Instrument 52-107 Acceptable Accounting Principles, Auditing Standards and Reporting Currency (NI 52-107).
The reporting issuer has acknowledged that its financial statements, or the auditors’ report accompanying the financial statements, may no longer be relied upon.
The reporting issuer’s AIF, MD&A, MRFP, information circular, or business acquisition reports do not contain information for each of the content items required by NI 51-102 or NI 81-106.
The reporting issuer’s technical disclosure or other reports do not comply with the disclosure requirements of NI 43-101 or 51-101.
Failure to pay a fee required by the Act or the regulations.
Failure to comply with any other requirement related to continuous disclosure.