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A swap is a form of derivative in which two parties agree to exchange payments. Almost anything can constitute a financial instrument, but swaps most commonly involve cash flows based on an agreed upon or notional amount. The notional amount specifies the principal dollar amount which determines the amounts of actual payments required under the swap. This will become clearer in an upcoming swaps example.
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First observed by the United Nations in 2012, World Elder Abuse Awareness Day recognizes that nearly every country across the globe will see a substantial growth in the number of older persons in the next decade. With the population of older persons increasing it unfortunately also leads to an increase in the amount of elder abuse.
Submitted by nsscadmin on
Options are another category of derivative. They are very similar to futures contracts, but with one very important difference. The name is a pretty big hint.
Submitted by nsscadmin on
Futures contracts and Forward contracts are forms of derivatives. In case you missed our previous post of derivatives, a derivative is contract between two or more parties with the value of the contract being tied to an underlying interest. An underlying interest can include stocks, bonds, commodities, currencies, interest rates, an index or the weather.
Futures Contract:
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The Nova Scotia Securities Commission is responsible for the regulation of securities and of derivatives. A derivative is contract between two or more parties with the value of the contract being tied to an underlying interest. An underlying interest can include stocks, bonds, commodities, currencies, interest rates, an index or the weather.
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After discussing how advisers are paid last week, we had a similar question come up regarding mutual funds fees. Mutual funds are a very popular investment vehicle which we discussed in a previous post. We briefly looked at mutual funds fees in the post, but investors were still left with some questions, especially after we looked at paying advisers last week. So, let’s talk about mutual fund fees.
Submitted by nsscadmin on
If you have an adviser you’re paying him or her in some way for the services they provide to you. You may not personally hand them cash or see the money come out of your account, but it’s happening nonetheless. Since that’s the case, how does your adviser get paid? There are a number of different ways and you really should know which method so that you understand how much you are paying for your investments.
Advisers are typically paid in at least one of the following ways…
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Disputes between advisers and their clients are rare, but they can occur. Even if an investor holds up their end of the adviser-client relationship and does all the necessary due diligence, disputes and problems can arise.
Investors should know their options, and what they can do should a problem arise.
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When the Nova Scotia Securities Commission is delivering investor education presentations, seminars or tutorials one of the first things were always tell people is to check the registration of their investment adviser. We’ve been getting a few questions about advisers lately, including what exactly is registration? We’re always telling you to check registration, but what does it mean for an adviser to be registered?
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The Nova Scotia Securities Commission will be joining hosts, CFA Society Atlantic Canada at the Halifax Central Library, Thursday May 4 for their event Putting Investors First.
This free educational presentation is open to the public and will outline what the Nova Scotia Securities Commission does to protect investors and maintain confidence in the capital markets.
The event will be held in the Lindsay Children’s on the second floor of the Halifax Central Library from 7:00-8:30 p.m.