Submitted by nsscadmin on
One of our readers recently attended a lunch and learn about cryptocurrency. While there, the session organizers and a few of the attendees mentioned “fiat money” several times. Our reader did not know what the term meant and couldn’t understand what it had to do with finance. So, they came to us to find out.
Submitted by nsscadmin on
The assets you are allowed to keep upon entering bankruptcy differ from province to province in Canada. What province you reside in does impact bankruptcy and can change your circumstances, so you should always research your province's specific legislation.
Submitted by nsscadmin on
Last week in Part I of this topic we looked at what an insider was and what it meant to conduct insider trading.
Submitted by nsscadmin on
We received a question recently from an investor looking for information on whether it would be considered insider trading for him to purchase stock in the company he works for. There’s no simple yes or no answer to this question, so we’re going to answer it in two parts.
Submitted by nsscadmin on
A new year means a new semester. New classes. New students. New teachers. And with that comes new opportunities.
Submitted by nsscadmin on
It’s tax time and that means investors are about to be bombarded with advertisements telling them to invest before the income tax deadline.
Submitted by nsscadmin on
There's no new Before You Invest blog post this week or next week as we take a break for the holidays. Happy Holdays everyone, we’ll see you in 2020 with more investor education information!
Submitted by nsscadmin on
We had a question sent to us asking what a white paper is in connection to cryptocurrency and initial coin offerings (ICOs). We’ll be speaking toward what a white paper is in that context.
Submitted by nsscadmin on
A promissory note is a financial instrument that is a written promise from one party to pay back another party a set sum of money, either on demand or at a specific date in the future.
The promissory note contains all the terms of the borrower’s indebtedness. This includes the principal amount of the loan, any interest rate applied to the loan, the maturity date, and the date and place the note was issued.
Submitted by nsscadmin on
A debenture is a type of debt instrument that is similar to a bond in that it is issued by a company or a government as a way of raising capital. Unlike a bond a debenture is not secured by collateral and must rely on the credit rating and reputation of the issuer for support.