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The simple way to describe investing is, making your money work for you to grow and help you reach your financial goals. Those goals could include buying a home, retirement, or sending your children to university.
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October is Investor Education month and we’re getting Back to Basics. We know investing can be challenging for everyone, no matter their financial background or experience. That’s why were starting from the beginning and going over the basics. Throughout October, three times a week on Monday, Wednesday and Friday, we’ll be posting a blog post and an animated short on a basic investing topic. That means the question of the week will be taking a short break, but don’t stop sending in your questions, because it will be back.
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Adjusted cost base (ACB) is used to calculate capital gains and losses
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If your financial adviser decides to move to a different firm, the next move is yours. You have three choices on what you can do.
1. Stay with your current firm
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This question came from someone who overheard a conversation at a party. They overheard someone tell another partygoer that international students could not invest in the Canadian stock market. The way it was explained to them was not correct.
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Last year the Nova Scotia Securities Commission visited high schools and post-secondary institutions across Nova Scotia, both in-person and virtually, to talk to students about investing. With a new school year beginning this month, the Student Connections program has returned.
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School is back in session, and the Nova Scotia Securities Commission is ready to teach young people about investing. This month we’re launching a new web page on our website with information for young investors.
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We had a question come in recently asking about age limitations on RRSP and TFSA accounts. More specifically the question asked if an 18-year-old son could open their own RRSP or TFSA account at their bank. The short answer to that question is, it depends.
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Our look at basic investments continues this week with a look a Treasury Bills (T-Bills).
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In a throwback to look at some basic investments, we’ve been asked to go over Guaranteed Investment Certificates (GICs).