Submitted by nsscadmin on
Last week on Throw Back Thursday we reshared our old blog post on Know Your Client (KYC) suitability obligations for advisers. In the post it briefly mentions Know Your Product (KYP) obligations. That led to one of our readers wanting to know more about KYP.
Submitted by nsscadmin on
Our last two blog posts have focused on investment fees, specifically embedded commissions and deferred sales charges (DSC). In both posts we mentioned management expense ratios (MER). Apparently when we mentioned them we should have gone into greater detail about them, as that’s what investors have asked for this week.
Submitted by nsscadmin on
Following the CSA’s release of CSA Notice 81-330, last week we talked about embedded commissions. This week we’re going to expand upon one form of embedded commissions, Deferred Sales Charges (DSC).
Submitted by nsscadmin on
You may have heard the term embedded commission in the news recently. Following the release of CSA Notice 81-330, embedded commissions have been the talk of business and investing news programs and online, through news sites, social media and investment forums. The discussions and talks are helpful because it makes sure investors are informed about what is happening in the industry.
Submitted by nsscadmin on
This is an interesting question because robo-advisers don’t actually exist.
Submitted by nsscadmin on
First observed by the United Nations in 2012, World Elder Abuse Awareness Day recognizes that nearly every country across the globe will see a substantial growth in the number of older persons in the next decade. With the population of older persons increasing it unfortunately also leads to an increase in the amount of elder abuse.
Submitted by nsscadmin on
This is a difficult question to answer because most of the time the answer is yes. But, not always. Are we confusing you yet?
Submitted by nsscadmin on
Cryptocurrencies and Initial Coin Offerings (ICOs) seem to be everywhere right now. You hear about them in the news, on social media, and it seems like a new cryptocurrency or ICO appears daily.
Submitted by nsscadmin on
Cryptocurrency exchanges are also known as Cryptocurrency trading platforms. They are becoming increasingly popular and the number of online platforms have exploded over the last year. You may have seen commercials, online ads or print ads for exchanges like Coinsquare, Coinbase and Coinmama.
Submitted by nsscadmin on
Many recent articles and opinion pieces looking at cryptocurrencies and initial coin offerings mention the need to pass the Howey Test to fall into the realm of securities. That’s fine as long as you know what the Howey Test is. One of our readers asked us to explain it.