Question of the week: What is an investment policy statement?
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NSSC Blog: Before You Invest
Question of the week: What is Know Your Product (KYP)?
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Last week on Throw Back Thursday we reshared our old blog post on Know Your Client (KYC) suitability obligations for advisers. In the post it briefly mentions Know Your Product (KYP) obligations. That led to one of our readers wanting to know more about KYP.
Question of the week: What is a management expense ratio (MER)?
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Our last two blog posts have focused on investment fees, specifically embedded commissions and deferred sales charges (DSC). In both posts we mentioned management expense ratios (MER). Apparently when we mentioned them we should have gone into greater detail about them, as that’s what investors have asked for this week.
Question of the week: What is a Deferred Sales Charge (DSC)?
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Following the CSA’s release of CSA Notice 81-330, last week we talked about embedded commissions. This week we’re going to expand upon one form of embedded commissions, Deferred Sales Charges (DSC).
Question of the week: What are embedded commissions?
Submitted by nsscadmin on
You may have heard the term embedded commission in the news recently. Following the release of CSA Notice 81-330, embedded commissions have been the talk of business and investing news programs and online, through news sites, social media and investment forums. The discussions and talks are helpful because it makes sure investors are informed about what is happening in the industry.
Question of the week: Are robo-advisers registered?
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This is an interesting question because robo-advisers don’t actually exist.
World Elder Abuse Awareness Day – June 15, 2018
Submitted by nsscadmin on
First observed by the United Nations in 2012, World Elder Abuse Awareness Day recognizes that nearly every country across the globe will see a substantial growth in the number of older persons in the next decade. With the population of older persons increasing it unfortunately also leads to an increase in the amount of elder abuse.
Question of the week: Do ICOs have disclosure requirements?
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This is a difficult question to answer because most of the time the answer is yes. But, not always. Are we confusing you yet?
Question of the week: What are the risks of cryptocurrencies and ICOs?
Submitted by nsscadmin on
Cryptocurrencies and Initial Coin Offerings (ICOs) seem to be everywhere right now. You hear about them in the news, on social media, and it seems like a new cryptocurrency or ICO appears daily.
Question of the week: What is a cryptocurrency exchange?
Submitted by nsscadmin on
Cryptocurrency exchanges are also known as Cryptocurrency trading platforms. They are becoming increasingly popular and the number of online platforms have exploded over the last year. You may have seen commercials, online ads or print ads for exchanges like Coinsquare, Coinbase and Coinmama.