NSSC Blog: Before You Invest

Question of the Week – Are there rules around forming an investment club?

Submitted by nsscadmin on Wed, 12/05/2018 - 10:00

Not too long ago our general inquiries email received a question from a Nova Scotia investor interested in starting an investment club. He wanted to know if there were any rules or regulations around starting an investment club under securities laws. There are some rules buried in securities laws that can be hard to find. To help you avoid digging through the rules and national instruments we’ll explain these rules and where they are.

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Question of the Week – What do I need to know before putting a CEDIF in an RRSP?

Submitted by nsscadmin on Wed, 11/28/2018 - 10:00

When you’re investing in a CEDIF you’re investing in a new and or small business. Investing in any small or new business has substantial risks. There are separate risks that come with investing in a CEDIF and placing that investment in an RRSP.

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Question of the Week – How do I get out of a CEDIF investment?

Submitted by nsscadmin on Wed, 11/21/2018 - 10:00

Getting out of a CEDIF investment can be difficult and even if you can get out you may not be able to get your original purchase price or expected value for the shares.

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Question of the Week – What is short selling?

Submitted by nsscadmin on Wed, 11/14/2018 - 10:00

An investor can short sell almost any asset or financial instrument. To make explaining short selling easier we’re going to talk about how short selling works when it comes to stocks.

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Understanding Investment Fees and Charges

Submitted by nsscadmin on Fri, 11/09/2018 - 11:28

Do you have trouble understanding what fees you’re paying on your investments? Maybe you don’t know your loads from your commissions. Maybe you’re one of the many investors who don’t know that they pay any fees at all. Unfortunately, yes those people do exist.

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Question of the Week – What is a Clearing House?

Submitted by nsscadmin on Wed, 11/07/2018 - 10:00

A clearing house is a third party that acts as a go-between for buyers and sellers in financial markets. They facilitate the exchange of payments involving securities or derivatives transactions. Clearing houses are also responsible for settling trading accounts, clearing trades, collecting and maintaining margin monies, regulating delivery, and reporting trading data.

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Welcome to Financial Literacy Month!

Submitted by nsscadmin on Thu, 11/01/2018 - 10:00

November is Financial Literacy Month!

Throughout the month our Twitter feed and Before You Invest Blog will be sharing new posts and information on clearing houses, short selling, and CEDIFs, as well as resharing evergreen content on equities, getting stared in investing, bonds, RESPs and risk. We’ll also be debuting our new online guide on Understanding Investment Fees.

Also be on the lookout for a new campaign from the CSA on ETF Facts.

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Question of the week: What are Capital gains and capital losses?

Submitted by nsscadmin on Wed, 10/31/2018 - 10:00

Defining Capital Gains and Capital Losses is quite simple.

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Question of the Week – What is a bond fund?

Submitted by nsscadmin on Wed, 10/24/2018 - 10:00

A bond fun, simply put, is a mutual fund that invests solely in bonds and other debt instruments. This may include government, corporate municipal or convertible bonds and debt instruments such as mortgage-backed securities.